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Office: 716-568-8790

Toll-Free: 888-978-2696

Mobile: 716-310-0146

Fax: 716-568-8791

5930 Main Street

Suite 400

Williamsville, NY 14221

drabenold@nextfinancial.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities and investment advisory services offered through NEXT Financial Group, Inc. Member FINRA/SIPC. Advisory services also offered through Rabenold Advisors, Inc., an Investment Advisor registered in the state of New York. Rabenold Advisors, Inc. is not an affiliate of NEXT Financial Group, Inc. To view NEXT Financial Group’s privacy policy and other important information, visit the “Customers” section of www.nextfinancial.com. Financial Professionals are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will be made only upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

NEXT representatives do not provide tax or legal guidance. For such guidance please consult with a qualified professional. Information shown is for general illustration purposes and does not predict or depict the performance of any investment or strategy. Past performance does not guarantee future results.

IMPORTANT: The projections and calculations generated by this calculator regarding the likelihood of investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future results. Your results may vary with each use and over time.